Dec 29, 2020 | Home Décor, Blog
The front area of your home is a reflection of your individual style. It is one of the significant aspects that curbs your house’s appeal. It is the area which is first noticed by your friends, neighbours, family members and of course, potential buyers. What’s even a blessing is that you can create a gorgeous space with minimal elements. But many people neglect to take important measures to decorate the front door. Hence, here we have for you some easy yet gorgeous tips to decorate the front door of your house.
Add a Fancy Colour
If you want the exterior of your home to stand out from the rest, then forget to even consider the usual plain wooden or metal doors. Whether you choose a wooden, steel, or fiberglass door, you can give it a retouch with a fancy color. For instance, the color red generates a bright and interesting appearance. It is a pack of warmth and fanciness that no individual crossing by can ignore. Other colours to consider are blue, olive green, yolk yellow, and pastel shades of pink and green.
Add Glasses to the Front Door
There are absolutely many creative ways to add this element to the front door. If you are lucky enough to own a large-sized door, go with multiple small-sized glasses with white molds. It is a beautiful and effortless way to enhance your front door design ideas. Another option to consider is adding a huge glass that covers 70% of the door. For safety measures, you can add a metal door on the inside.
Add Plants and Rare Flowers
No space of any property, be it residential or commercial, can be complete without the addition of plants. With the advancement of creativity and technology today, you can find dozens of pretty designed pots to hang at the front door. Fill in the surrounding areas with a variety of indoor plants such as cactus, snake plants, pothos, and monstera among the many. Then invest in rare options of plants and flowers like Echinops, goldfish plant, pitcher plant, and a purple shamrock for the door. What’s best about indoor plants is the minimum effort for their care while they promise to bring only beauty and freshness around.
Add Fresh Metallics
Never underestimate the magnificence of metals to add shine and an eternal fresh touch to your front door design! They add a sophisticated punch effortlessly while rendering the necessary functions of opening and closing along with protecting the paint. For instance, if you choose a bold colour for the door, go for golden knobs and frame. They will enhance the appearance and add the perfect touch of elegance overall.
Conclusion
Unique front door design ideas are gaining popularity across the globe today. After all, who wouldn’t like to get heads turning from onlookers and be the talk of the town for extraordinary home décor ideas, right?
We at Protech Group are well-aware of the love each individual shares for owning extraordinary properties. Hence, our residential projects comprising of 1bhk, 2bhk, and 3bhk flat in Guwahati is designed to bring this satisfaction. You can learn more about what makes us the leading real estate company in Guwahati by visiting us at www.protechgroup.in.
Dec 19, 2020 | Blog, Protech Properties
Protech group as a prominent real estate developing company in Assam has been offering projects that have revolutionized the socio-geographical look of the region. We have come up with well-known residential and commercial projects that are centrally located, allows the buyers and proprietors to utilize the well-established amenities of the locality and in the long run, these projects have sparked growth and development of the neighbourhood as a whole.
Keeping with our past achievements, the Protech group this year launched two new residential projects named, Protech Paradise and Protech Green in Kahilipara and Panjabari respectively. So, in this blog, we are going to explore the reasons why Panjabari and Kahilipara were chosen as our next project site and what makes them great residential localities.
Reasons why Panjabari and Kahilipara are great residential localities
- Proximity with important services: A great residential locality is located in an area from where you can reach important services easily. Hospitals, police stations, and schools are few important services you would want to reach from your home as soon as possible in time of emergency.
There are well-known hospitals and super-specialty clinics close to Panjabari such as Rahman Hospital or GNRC. Similarly, Kahilipara Hayat is a popular hospital. Both these locations have numerous educational institutes and are well connected with the local market.
- Transport and Communication: Panjabari and Kahilipara have their own city bus route. Both ASTC and private buses run on this route. Other than the city bus, both localities are well connected with numerous means of transport. The local commuters can opt for an auto, uber, rickshaw, and shared tumtums. These localities are also well connected with the National highway, railway station, and airport.
- Population and living conditions: Kahilipara and Panjabari are designated residential areas within Guwahati city as opposed to commercial areas like AT road, GS road, or B Baruah road. As residential areas, these localities are less polluted, have higher green cover, trees, and fresh air. These areas are also sparsely populated making them an ideal location for peaceful living.
- Social life: Both the localities have well known cultural hubs such as Shankardev Kalakshetra at Panjabari and Jyoti Chitraban film studio at Kahilipara. The localities are also well connected with cities most happening places and malls in the G.S road. One of the biggest malls in the city can be reached from both the localities within 30 minutes.
- Safety: Two of the Assam police Battalions are situated at Kahilipara. It also has the office of the Special Branch of Assam Police. Panjabari is well-connected with Satgaon and Dispur police station. Further, the presence of important tourist and cultural sites make both these locations a very secure and safe zone.
Conclusion
Protech Paradise and Protech Green, are two architectural marvels under the residential projection section of the Protech group. These apartments have been equipped with hand-picked modern amenities. They have been designed with thoughtful consideration to contemporary living. You can know more about these residential projects here: www.protechgroup.in
Dec 16, 2020 | Buyer Concern, Blog
Protech group in its blogs have always discussed topics that can help home buyers make strategic decisions regarding financial investments. In this blog too, we will discuss a crucial subject matter that concerns home buyers and property seekers.
Home loans today have become a basic financial tool that is explored by most home buyers. Availing home loans can not only ensure you easy liquidity in times of cash crunch but also allows you to buy your dream home without worrying about your current monetary status. It allows you to extend your horizon of financial feasibility, ensuring you get the best house as per your desire. However, while seeking a home loan it is always advisable to do your research and keep yourself informed.
In this blog, we will discuss five key points that should be considered while seeking home loans.
1. Tax benefits
A home loan can help you save money as a home loan is eligible for tax deduction under section 80C. EMI for the housing loan has two components – interest payment and principal repayment. Under various government schemes tax deduction can be claimed not only on interest but also on the principal amount of EMI. If the loan is taken jointly, then each of the loan holders can claim a deduction for home loan interest up to Rs 2 lakh each and principal repayment u/s 80C up to Rs 1.5 lakh each in their tax returns. Knowing these norms can help you plan your budget for a home loan better.
2. The Tenure of Repayment
The duration taken to fully return the loan sanctioned to the home buyer is called the repayment tenure. Longer repayment tenure results in reduced EMI amounts, however, it increases the interest paid on loan. Short repayment tenures have higher EMI but lesser interest rates. The kind of loan you opt for will depend on your budget and the return value
that will accrue from the property. If you feel that a loan tenure of 25 years suits your requirements even with the higher interest rate, you can go for it. Smaller repayment tenures also come with attractive interest rates and if you wish to make a faster repayment, the bank can help you accordingly.
3. The final amount that you will be charged.
While finalizing the budget for buying a property, one must ensure they have read the bank documents properly and have compared various offers presented by different banks and financial institutions. A home loan constitutes of EMIs, Interest that has to be paid on the principal amount, and the down payment. The larger the down payment amount the smaller will be the burden of EMI. As such, it is important to consider your current saving and future financial commitments before selecting a home loan plan. The EMI you finally settle for must be the one that can be conveniently paid every month without defaulting. Missing EMI’s increases the interest rate and puts an undue financial burden on your financial plans.
4. Foreclosure Norms
RBI norms related to the foreclosure of a loan changes from time to time and this can be a tricky part. While a homeowner may happily save money for early repayment of loans, he might meet with only disappointment as banks charge a huge amount for early closure of loans. Since 2019 RBI has barred NBFCs from implementing foreclosure charges or pre-payment penalties on any floating-rate loans. However, there are other charges such as administrative, processing, or service charges which banks may levy. As such knowing the norms of a bank related to additional charges is very important.
5. Credit score and home loan eligibility check
It is advisable to have a good CIBIL score which is more than 750 for being eligible for home loans with better interest rates. These days most banks have made it an essential requisite where home loan seekers need to furnish their credit score to the bank before applying for a loan. To know your CIBIL score you can take various home loan eligibility tests that allow financial institutes to check your eligibility based on your past credit history, the regularity of payoffs, etc.
Conclusion
As a well-known real estate developing company in Assam, the Protech group has always offered key insight on investment planning and property finances to home buyers. Protech group has been a Part of SBI home Loan Mela – 2020, where home buyers got an opportunity to browse through a range of home loan products. Our upcoming residential projects such as the Protech Paradise apartment complex at Bhagaduttapur, Kahilipara are covered under PMAY (CLSS) Govt. scheme for home loan subsidies. To book an apartment with Protech Group and avail an easy home loan you can visit www.protechgroup.in
Nov 27, 2020 | Protech Properties, Blog
Protech Group is one of the best real estate companies in Guwahati with a vision to have 100%, satisfied customers. It aims to revolutionize Guwahati’s skyline with durable and humane structures, modern architecture, and structural designs with thorough quality checks and processes to ensure top-notch quality. Protech Group is committed to offering the best value for money proposed. It is a pioneer in real estate promotion and development in India’s Northeast with over 15 years of experience. With 13 landmark developments across the city, the real estate company already has several successful completed and ongoing 2BHK, 3BHK & 4BHK residential projects in Guwahati to its credit.
Protech Group is one of the well-known real estate developers in Assam to get the CMO Asia grant – 2018-19 in the class of Real Estate. With so many achievements under its belt, it has become a popular name in the real estate sector. Here are five reasons why you should invest in Protech Group:
Protech Group has a high tangible asset value
Protech Group guarantees top quality principles and premium brands with regards to washroom fittings, electrical fittings, and kitchen fittings. The large arrival area, swimming pool, cantilever balconies, and automated speed lifts make Protech Group apartments a valuable asset. Property investment consistently brings incentive in your life and incentive in your home. Unlike other assets that can leave you with almost no resource worth, for example, a stock that can plunge to zero, or another vehicle that diminishes in an incentive after some time; property holders have protection against such diminishing value of the asset.
Location
All the flats of Protech Group are in the prime location of Guwahati, which is fast transforming into a metropolitan that is evident from the excellent infrastructure, ultra-modern facilities, and state-of-the-art amenities. It is because of this close connectivity to the National Highway and the upcoming infrastructure facilities, Protech Group flats will one day become the new point of reference. That will strengthen its valuation and increase equity for the homeowners.
Protech Group values will always increase over time
The growth in the economy over years in Assam, and particularly Guwahati has made it a financial hub of the Northeast. Job-seekers, students, entrepreneurs from all over the country are moving into Guwahati to make a living. Protech Group houses as such can be a long-term investment strategy where your rental income increases in value over time with the growing economy. Not only you receive rental income every month, but you will be earning a good profit when you sell the house in the long run. It is one of the safest investments out there.
Ongoing Protech Group residential flats are RERA Certified
The Real Estate (Regulation and Development) Act, 2016 is an Act of the Parliament of India which aims to ensure homeowners’ interests. Buying 3BHK flats of Protech Group or any other flats from ongoing residential projects provide you RERA certified apartments. RERA ensures that your booked flat gets constructed on time or before time. Another major benefit for consumers is that the builders will quote prices based on carpet area, and not on super built-up area.
Pradhan Mantri Awas Yojana (Urban)
Pradhan Mantri Awas Yojana (Urban), in short PMAY is a credit-linked insurance scheme of the Government of India to make housing available at affordable rates. You can avail the benefits of buying homes with low-interest rates, even if your parents have their own homes.
To buy a flat in Protech Group, you can avail attractive subsidy under PMAY Urban and save up to Rs. 2.67 lakhs rupees. Additionally, Protech Group has partnered with the top banks of India – SBI, Canara Bank, HDFC Limited, and Axis Bank to provide home loan facilities to help you purchase your dream home.
An investment in Protech Group is not only a safe financial venture, but it is also an investment that can provide years of fun, happiness, and priceless memories that will last a lifetime. Protech Group tries every possible way to keep their commitment religiously towards catering to every house need of their customers, thus building trust.
Sep 30, 2020 | Blog, Buyer Concern
Building the home of your dreams is an appealing yet overwhelming experience. You require months of planning and years of hard work to finally be the proud owner of your dream home. However, unlike earlier years, the EMI on home loan in the present date can cost one’s arm and leg. Protech Group understands such situations and hence, we highly recommend our customers to apply for home loans that best suit their needs. With this, you can put the worries at bay of high prices and plan to invest in the ideal property. We also have accumulated some simple tips from our real estate experts on how to reduce the EMI on your home loan.
Consider a Loan of Long Tenure
Ensure that you go for longer home loan tenure. This will prove ideal to reduce the loan’s liability and enjoy immense benefits. For instance, if you take a loan of INR 25 lakhs for 20 years at a 9% interest rate, the EMI will be INR 22,493 with you paying INR 53.98 lakh including principal and interest. On the other hand, taking the same loan for 25 years in the same interest rate will require you to pay only INR 20,980. To calculate the different EMI rates and get an indicative calculation of your EMI, try our EMI Calculator designed to calculate your loan amount, interest rate and the loan tenure.
Pay More for your EMI
Try to pay more the amount over your actual loan EMI amount each month. This will allow you to reduce the overall burden of the loan and get to repay the complete amount in lesser years. So, apart from your original EMI amount, try to pay at least INR 2000-2500 extra.
Switch the Loan
You should regularly check the interest rates offered by different banks when it comes to home loans. During the course of your loan from your current lender, if you come across another who is offering a better rate, it is wiser to switch. This step, however, should be taken if the tenure to repay the loan is still long enough.
Make Regular Payments
When you make regular payments, you can quickly reduce your home loan liability. You can take the help of your maturity proceeds from insurances or your additional investments. So for example, if you pay an additional amount of INR 21,000 each year for an INR 30 lakh loan of 20 years at the same interest rate as above, you can manage to pay off the complete amount in just 18 years. This will also help you save an additional amount of INR 4.1 lakh.
To get better results, we highly recommend that you do regular payments to pay off the loan. Properties come of various types and depending upon the infrastructure they receive, the rates vary. Additionally, the location of the properties too plays a great deal when it comes to price range. Hence, you can connect with the professionals of Protech Group by clicking here for a better insight into the available properties in Guwahati and receive guidance for the ideal loan amount.