Nov 12, 2020 | Blog, Buyer Concern
Five tips on your way to becoming a smart realtor
Because roti, kapda and makaan shall forever remain the necessities of life, smart investment in real estate is one avenue that’ll provide ample return potential even amidst an ever-fluctuating market. If you’re a skeptical first-timer or someone who picturizes turning into a snoopy landlord each time you hear real estate investment, here are a few tips for you to extract the full potential from your property transactions.
Stick to your budget (and save for a rainy day): Whatever be your grand plans for your property, you must first stick to a budget and not get sucked into the lucrative nature of profit and over-leverage. Whether you purchase a lower budget residential property or a more daring commercial space depends on how much you can afford to invest, while making sure not to place all your eggs in one basket.
Study the market and potential locations: If you don’t want to end up buying a property in a neighborhood where burglars and drug pedlars stroll through the night, you would do well to do a prior survey of locations in demand. Also, an eagle’s eye on the market will help you turn into a buyer the moment real estate prices are slashed and sell property when the value shoots up.
Rent it out: Nobody wants the headache of damaged windows or the risk of your place being used for illegal means but let’s face it. Renting out your property is the easiest way to earn a continuous flow of money if you have the patience to monitor the upkeep of your rented space. If this seems too much of a deal, you can try with renting a room or a floor in your house. You will still need to deal with complaints but at least you can make sure no dead body is stuffed in your space for months under your watchful eye.
Ensure to be sure: Precaution is always better than cure hence, it is important to purchase the right insurance for your property as soon as you purchase it. These can be of great help in times of electrical/fire damage or unprecedented burglaries.
Make friends and try real estate investment groups (REIGs): REIGs are akin to the LinkedIn of real estate and saves you the hassle of hankering after potential clients. These platforms allow real estate managers to connect with potential investors which helps fund the investment of diverse properties. Make acquaintance with people who know the market well. You can even hire a manager to look after all your investments. Just be sure not to sign any papers when drunk!Like every other sector, real estate investment is tricky but whereas many other sectors operate mostly on paper and the web, real estate is real and so are the gains that come with it, real-ly!
Oct 20, 2020 | Blog, Buyer Concern
Remember that checklist you made at fifteen? Remember the dream of owning your sapno ka ghar? Today, when it has become almost impossible to merely purchase land and build the house of your dreams, buying apartments are the next best option. Sadly, the constant pressure of the rat race has dimmed our dreams too. Today, people have started making do with renting a house instead of purchasing it; a compromise our ancestors would have scoffed at.
Is it, however, a compromise worth making? What is better- buying or renting a house?
Let’s find out.
Pros and Cons related to Buying VS Renting house
Atmanirbharta: Once the hole in the pocket has been sealed and the EMI’s done with, a house provides lifelong security. Haven’t you grumbled many times about sudden hikes in the rent money which exceeds more than your scheme of things initially calculated? That wouldn’t happen with a mortgage.
Building Asset: Investing in real-estate especially today when the need for a property is greater than the availability, can never go wrong. There’s also the chance for a high percentage of profit if you later decide to sell your home, or the chance to live mortgage-free someday. Renting it off also ensures a continuous passive income for days after your retirement.
Emotional resort: Buying a house might be a big expense, but it’s also a chance to create a reservoir of memories within four walls that you won’t have to give up anytime soon. Also, you wouldn’t want to miss on the occasional cheeni-namak exchanges with neighbours, after all.
Playing your part: Many job opportunities are created where housing complexes are built, hence, they create employment to locals and overall development to the region. Because naturally, you would be pickier about stuff when the house is your own and who wouldn’t want to contribute to economics when it’s that easy?
Legacy and ancestry: What better than to pass on to your children than the house they grew up in? To ensure that your memories and your legacy live on forever after you are gone. Also, a property today opens economic avenues. Airbnb and Oyo rooms are examples of how having an apartment can help you jump into the full-fledged hospitality industry.
Conclusion
To bring your house woes to an end, Protech group one of the leading real estate developers in Guwahati is offering world-class residential projects in the heart of the city at affordable prices. To know more visit www.protechgroup.in. For 15 years, we are committed to fulfilling dreams because why rent a house when you can afford your own?
Oct 13, 2020 | Blog, Home Décor
In our last blogs, we have tried to take up topics that can help our readers create a healthy living condition at their home. Be it segregation of garbage or building gardens, our blogs have discussed in detail how these can enhance the lifestyle and shape a wholesome living environment. In this blog, we will share some of the spacious room ideas for your home.
Airy and well-lit rooms are scientifically proven to be very important in rejuvenating our health and mood. Natural light triggers the release of endorphins and serotonin that increases our energy level. A cramped-up room blocks the light and the unbridled flow of air that refreshes the room. Even if you live in a small apartment, by employing a few easy tips, you can transform your small apartment space into a spacious room. So, let’s check them out.
Use Mono colour theme for making a room look spacious.
White or off-white colours that reflect light better can make your room look spacious and well-lit. Also, using Mono colour theme where you paint the wall and furniture using the same colour creates the illusion of a spacious room. White is a favourite colour for spacious room design ideas as it adds class and elegance to all the elements in the room. While opting for Mono colour go for subtle colour shades.
Minimalistic and multifunctional furniture
The pandemic has inspired people to opt for minimalistic living. A minimal amount of furniture in a room allows the space to breathe. It also offers enough space for movement. Further, it needs little effort to keep them clean and well-maintained. However, one cannot overlook the requirement of people living in a house. You may need a reading table and two sets of the cupboard along with various pieces of furniture in the room. In such cases, using multifunctional furniture is a good idea. Some examples are bedframe with drawers, wall-mounted tables, headrest with bookshelves.
Using Sliding doors
Doors occupy a lot of space in our rooms. You can attach blinder clips or cloth racks on the back of your door but, soon these racks, and clips start looking disorganised. To give your room an elegant look, try switching to sliding doors. To have a more spacious room attach mirror on the door. Mirrors make the room look large by reflecting the space and also, scatter light to make the room look brighter.
Using Wide Glass walls
Glass walls, as a part of home design, are rapidly gaining popularity as feasible room design ideas. Sliding doors made of glass for balcony or glass walls above windowpane can fill your room with light, and they also create the perception of a spacious room. However, while choosing to opt for glass wall do not go overboard. The balance between transparency and need for shade is a crucial aspect to consider while planning glass walls for your home.
Conclusion
So, these few simple tips which can help you make your room look spacious. Some easy tricks such as having cupboard organisers, keeping the room tidy, including indoor plants in the interior decor, and placing mirrors so that they reflect the light better can also help you achieve a spacious room.
If you are looking for well-connected and spacious residential apartments within the heart of the city, do visit www.protechgroup.in. Our new residential projects at Panjabari and Kahilipara meet all the requirement of modern architectural designs that offer spacious living place along with smart interiors. To know more, check the link to our latest residential projects – https://protechgroup.in/protech-residential-project.php
Oct 7, 2020 | Blog, Lifestyle
A beautiful garden is considered the crowning jewel of any home. It adds personality and charm to the residence. Scientifically it is proven that gardening can reduce stress and increase self-esteem. Home garden and kitchen garden can be a good source of fresh herbs and vegetables. Gardens not only make your house look good but having a green corner can immensely benefit your mental health. So, here are a few quick gardening tips to enhance the beauty of your home.
Choosing the right plants for your home
If you are lucky enough to have a large space, you can choose plants that have large ground covers such as Allium flower or Casablanca’ Oriental Lilly. But if you are planning to convert your balcony into a green zone, try planting flower plants that cover lesser areas such as Peace Lilly, Angelwing Begonia, Bromeliads, or African violets. These are house plants that offer colourful bloom and needs little sunlight to sustain.
Using the space right
Gardens can be your very own retreat when you need a break from the world. But not everyone can have the luxury of space or time to build a flourishing garden at home. In the cities, where our dwelling spaces have shrunk, and apartment life has taken over, how are we supposed to create our garden?
Well, the answer is simple. Look for open spaces like a balcony and terrace. The catch is to utilize the space properly. When you are building a home garden, you must plan things well. Vines can be planted to cover the dull iron bars or a colourless wall. Hanging planters can be used to make space for ornamental grasses on the floor.
Bring in variety in your home garden
Remember when you are planning to create a garden do not always look for homogeneity in everything. Nature looks soothing and peaceful because it can bring variety in one frame. The mix and match of colour and fragrance can uplift the mood and be a delight to watch. Mix flowering plants with herbs and grass. Daisy flowers and Parijatak can have completely different appeal yet when placed beside the Jade plant or cactus, they splash scene with a variation of shades and tone.
Include garden Art
Garden arts are increasingly gaining popularity. Windchime, intricate wall hanging, exquisite handworks, artistic pots, colourful pebbles, and garden lights can increase the appeal of your home garden many folds. Add ornaments and mirrors or paint the wall attached with garden space in white or sky blue to reflect the light better.
Add a Gazebo to your home garden
If you do have a large garden, do think of building a Gazebo. It may sound Victorian but trust me they have their own charm. These days people are building gazebos even in their balcony garden. There are ample of interior design ideas that can allow you to create a shed indoors.
Conclusion
Home gardens can add emotional value to any property. Nothing can match the satisfaction one gets, seeing a sapling bloom into a plant. We hope the gardening ideas we shared here will encourage you to give home gardening a try.
We at Protech Group Homes understand that home becomes an abode of happy living when it offers emotional satisfaction and psychological well being. All our residential projects are designed to include elements that add to the concept of happy living. If you are looking for your own premium space where you can build a splashing garden, do visit protechgroup.in. As one of the leading real estate developers in Guwahati, Protech Group homes offers a vast choice in the form of several residential projects that meets all your needs and budget. Connect with us now to walk into your abode of happiness.
Sep 30, 2020 | Blog, Buyer Concern
Building the home of your dreams is an appealing yet overwhelming experience. You require months of planning and years of hard work to finally be the proud owner of your dream home. However, unlike earlier years, the EMI on home loan in the present date can cost one’s arm and leg. Protech Group understands such situations and hence, we highly recommend our customers to apply for home loans that best suit their needs. With this, you can put the worries at bay of high prices and plan to invest in the ideal property. We also have accumulated some simple tips from our real estate experts on how to reduce the EMI on your home loan.
Consider a Loan of Long Tenure
Ensure that you go for longer home loan tenure. This will prove ideal to reduce the loan’s liability and enjoy immense benefits. For instance, if you take a loan of INR 25 lakhs for 20 years at a 9% interest rate, the EMI will be INR 22,493 with you paying INR 53.98 lakh including principal and interest. On the other hand, taking the same loan for 25 years in the same interest rate will require you to pay only INR 20,980. To calculate the different EMI rates and get an indicative calculation of your EMI, try our EMI Calculator designed to calculate your loan amount, interest rate and the loan tenure.
Pay More for your EMI
Try to pay more the amount over your actual loan EMI amount each month. This will allow you to reduce the overall burden of the loan and get to repay the complete amount in lesser years. So, apart from your original EMI amount, try to pay at least INR 2000-2500 extra.
Switch the Loan
You should regularly check the interest rates offered by different banks when it comes to home loans. During the course of your loan from your current lender, if you come across another who is offering a better rate, it is wiser to switch. This step, however, should be taken if the tenure to repay the loan is still long enough.
Make Regular Payments
When you make regular payments, you can quickly reduce your home loan liability. You can take the help of your maturity proceeds from insurances or your additional investments. So for example, if you pay an additional amount of INR 21,000 each year for an INR 30 lakh loan of 20 years at the same interest rate as above, you can manage to pay off the complete amount in just 18 years. This will also help you save an additional amount of INR 4.1 lakh.
To get better results, we highly recommend that you do regular payments to pay off the loan. Properties come of various types and depending upon the infrastructure they receive, the rates vary. Additionally, the location of the properties too plays a great deal when it comes to price range. Hence, you can connect with the professionals of Protech Group by clicking here for a better insight into the available properties in Guwahati and receive guidance for the ideal loan amount.